As property prices and rental yields have steadily increased in recent years, buy-to-let property has often been seen as a useful way to invest your money. However, figures suggest the pace of growth is slowing and landlords face increasing regulation that might mean it’s not as attractive as it once was. For some people, buy-to-let…

When you’re buying a property, Stamp Duty is an essential bill you need to include in your budget. Depending on the property you purchase and your circumstances, it could add thousands of pounds to the cost. Read on to find out what you need to know about Stamp Duty. Stamp Duty receipts increased by 4%…

Homeowners with fixed-rate mortgage deals that end in 2024 could face much higher repayments due to rising interest rates. If your mortgage deal expires this year, being proactive could help you manage your outgoings. High inflation over the last couple of years has led to the Bank of England (BoE) increasing interest rates. In November…

Does your job cause you stress? A recent survey found that 3 in 5 UK employees say their mental health declined in 2023 because of workplace stress. Long work hours, tight deadlines, and job insecurity all contributed to this burden, and nearly half of respondents said senior management was to blame. Instead of continuing to…

Landlords looking to cut their tax bill might want to consider using a limited company to run a buy-to-let business. Research suggests that it’s something more property owners are doing. At a time when other outgoings may be rising, such as mortgage payments, reviewing how you manage your property portfolio could help you balance costs…

With a general election likely this year, the Labour Party has promised to revolutionise the mortgage market by opening the door for long-term fixed-rate deals that could last a full mortgage term. The announcement follows many mortgage holders facing soaring bills due to rising interest rates throughout 2022 and 2023. To tackle high levels of…

On 6 March 2024, chancellor Jeremy Hunt will deliver the Budget. There’s speculation that one of the key announcements will be the introduction of 99% mortgages to help aspiring first-time buyers secure a property. While it could be good news for some prospective buyers, the proposal has been met with criticism by some experts and…

There are reports that interest rates may have peaked as the inflation rate is falling. So, if you’re looking for a new mortgage, does that mean you should choose a variable option? Read on to discover some of the factors you might want to consider. With a variable-rate mortgage, the rate of interest you pay…

If you’re searching for a new mortgage, you could have more options than you expect. While it may present an opportunity to secure a competitive deal, it might also be overwhelming. Read on to find out how you could effectively narrow down your choices. According to Moneyfacts, the number of mortgage deals on offer increased…