When you’re making financial decisions, it can be difficult to look at your options objectively. Indeed, factors like your past experiences and emotions may influence the conclusions you draw.  Behavioural finance seeks to understand how people…

Energy Saving Week is back from 17 January 2025. Throughout the week, the Energy Saving Trust will be working with organisations across the country to share tips on how you can reduce your energy bills and limit your carbon footprint. If you’d like to take part, then keep reading to discover our best tips on…

Research suggests that landlord profitability levels have increased for the first time since 2022 as the market stabilises. However, figures indicate the pace of growth could slow in 2025. According to a survey published in MoneyAge, 87% of landlords said they made a profit in the third quarter of…

Interest rates are expected to fall in 2025. If you’re a homeowner, it could present an opportunity to reduce your mortgage repayments and boost your finances overall. The Bank of England (BoE) increased the base interest rate when inflation was high as a way to slow down the rising cost of goods and services. Between…

Key changes, like interest rates falling and Stamp Duty thresholds changing, are likely to affect the property market in 2025. Whether you’re buying, selling, or simply interested in how the value of your home might change over the next 12 months, read on to discover three insightful property market predictions for the year ahead…

Moving home can be stressful at any time, but if you’re juggling buying and selling a property at the same time you may feel under even more pressure. For some families, separating the two transactions to become chain-free might be useful and make it less stressful. A property chain is where three or more sellers…

As we approach the end of the year, you might be thinking about the changes you want to make in 2025. A common new year resolution is to cut back on alcohol, especially if you’ve been overindulging over the festive period. One way of starting the year right is by taking part in dry January. This challenge…

Around 1 in 3 people who have checked their credit report in the last five years found a mistake. Errors could affect your ability to access credit, including a mortgage. So, discover the common mistakes you might want to watch out for.

The chancellor announced the Stamp Duty surcharge for second properties would increase in the Budget. In addition, the temporarily lower thresholds for paying Stamp Duty will end in March 2025. Find out what you need to know about Stamp Duty.