Buying a home is often dubbed a stressful experience, and worrying about the condition of the property and hidden defects that may lead to a huge bill could be one of the reasons. Commissioning a property survey is one step that could give you confidence in your purchase. A home survey offers an expert account…

There’s speculation that interest rates might fall further this year. So, if your mortgage deal ends soon, you might be hesitant to lock in a new one. Yet, searching for a mortgage now could potentially save you money. When your existing mortgage ends, you’ll usually be moved on to your lender’s standard variable rate (SVR)…

While the Bank of England (BoE) has started to cut its base interest rate, many homeowners with fixed-rate mortgages that end this year will still see their outgoings rise. If your mortgage deal comes to an end, read on to discover five sensible steps you might want to take. According to a report in the…

In July, the markets were affected by general elections taking place in the UK and France, and the ongoing presidential campaign in the US. Read on to find out what else affected investment markets in July 2024. Uncertainty and numerous other factors may affect the value of your investment portfolio. However, for most investors, long-term…

You’ve probably heard a lot about interest rates rising and affecting the cost of borrowing for mortgage holders over the last two years. But what exactly do higher interest rates mean for you? Read on to find out. Borrowers benefited from more than a decade of low interest rates. Between May 2009 and April 2022…

Personal circumstances can change and you might plan to move sooner than you expected. If you already have a mortgage deal in place on your current home but want to sell and buy another property, read on to find out what your main options are. You can sell your current home at any time, including…

Labour secured a majority in the general election, and their manifesto included several pledges that could affect the property market over the coming years. Read on to discover three pledges that could have an impact. Labour has pledged to build 1.5 million new homes Over the next five years, Labour has pledged to build 1.5…

In a historic victory, the Labour Party won a majority in the 4 July 2024 general election. After 14 years of Conservative government, you might be wondering what the change means for you and your financial plan. Since Keir Starmer took office, a day has barely passed without headlines speculating about the changes Labour will…

Often dubbed “death tax” or “Britain’s most-hated tax” in the media, Inheritance Tax (IHT) may seem complex, and you might be unsure if it’s something you should consider as part of your estate plan. Over the next few months, you can read about the essentials you need to know, how to reduce a potential tax…