Whether you’re a first-time buyer or moving up the property ladder, when you start searching for a new home, one of the most important questions is: What is my budget? If you’ll be using a mortgage to buy a home, understanding the maximum you can borrow may help you narrow down your search and understand…

Many aspiring homeowners are struggling to get on the property ladder. If you’d like to lend a loved one support when they’re buying a home, there’s more than one way to do it. Read about three helpful options here…

Having an unusual income could make it more difficult to secure a mortgage. If you’re struggling to find a lender that’s right for you or you aren’t sure what steps to take, find out what you need to know.

Spotting a great Black Friday deal might be harder than you think – especially after Which? reported that 98% of products that were on sale in 2021 were cheaper or the same as their Black Friday price at other times in the year. In fact, 86% of the items had also been the same price…

Moving home involves juggling a lot of different tasks and there’s often a risk that the sale could fall through. So, it’s unsurprising that many people find it a stressful experience. According to a Mortgage Strategy report, almost two-thirds of people who apply for a mortgage said they found it stressful. The figure increased to…

There could be good news on the horizon for mortgage holders. Experts are predicting that the Bank of England (BoE) will gradually reduce the base interest rate over the next 12 months, which could slash your mortgage repayments. The BoE’s base rate has a direct effect on the cost of borrowing, including through a mortgage…

Paying off your mortgage might come with a sense of relief and far more financial freedom. If reaching that milestone as soon as possible is one of your goals, there are ways to pay off your mortgage quicker. Being mortgage-free could open up doors for you. Without mortgage repayments, you might be able to travel…

Some investment platforms and apps are incorporating elements of gameplay to encourage investors to engage with their portfolios more. While that might seem like a positive step, research indicates it could lead to investors taking more risk than is appropriate for them. It’s easy to see why some investors might view investing as a game…

Chancellor Rachel Reeves delivered the new Labour government’s first Budget on 30 October 2024. Amid the announcements were key changes to Capital Gains Tax (CGT) and Inheritance Tax (IHT) that could affect your financial plan. Ahead of the Budget, prime minister Keir Starmer said it would be “painful” as there was a £22 billion black…