Did you know that small doses of fear and horror might be good for you? Whether you’re spending this Halloween enjoying treats in front of a scary film or venturing out for a thrill-seeking experience, it’s important to know the effects that fear – and the euphoric feeling once it passes – could have on…

When you’re taking out a mortgage, it can be difficult to understand the terminology, which might seem like it’s filled with jargon and acronyms. Indeed, one such term “loan-to-value” or “LTV” can be confusing. If you’re unsure what LTV means, read on to find out and discover why it could be important if you’re searching…

A survey has revealed that many people aren’t confident in their understanding of common mortgage terms. Indeed, more than 7 in 10 Brits believe the mortgage process should be taught in schools to reduce confusion. As a first-time buyer, navigating the property market and mortgage process could feel overwhelming. But you’re not alone. In fact…

Classic board game Monopoly hit shelves in 1935 and has been causing family arguments ever since. As the real estate game was loosely based on property values at the time it was launched it provides some interesting insights into how the market has changed over the last nine decades. The original Monopoly game was based…

How would your family cope financially if you passed away? It may be a difficult question to consider, but it could also be an important one. Understanding the challenges your family could face may mean you’re able to identify steps to protect them, including taking out financial protection if appropriate. Financial protection is a type…

When you read that investment markets have fallen you might feel nervous or scared about the effect it could have on your future. Emotions like these sometimes lead to impulsive decisions that aren’t always in your best interest when you consider the long term. So, read on to discover some insightful pieces of data that…

Balancing your long-term goals with enjoying your life now can be a difficult balancing act. Regular financial reviews could ensure you get more out of your life at every stage by helping you to strike a balance that suits your needs. It’s a common misconception that financial planning is simply about accumulating wealth. While managing…

Buying a second property can be exciting, but you might have questions about how a mortgage on a second home works. Read on to discover three ways they may be different to the mortgage on your main home. According to government statistics, 2.1 million households had a second property in 2021/22. Most owners let out…

Turning your property into your dream home might mean taking on a renovation project. If you’re looking for a way to fund your goals, you might be able to borrow more through your mortgage. Read on to find out more. A renovation project could make your home more efficient, update the space so it better…